Who usually pays title insurance premiums in Knox County Tennessee?

In Knox County, Tennessee, the party responsible for paying title insurance premiums can vary based on local customs and negotiations between the buyer and seller. Typically, the seller pays for the owner's title insurance policy, while the buyer often pays for the lender's title insurance if they are financing the purchase. However, these arrangements can be negotiated, so it's advisable for parties to discuss and clarify who will cover the costs during the transaction process.