What coverage is included in a standard title insurance policy?

A standard title insurance policy typically includes coverage for any defects in the title that may arise from issues such as liens, encumbrances, or errors in public records. It protects against claims of ownership from third parties and covers legal fees associated with defending against such claims. Additionally, it may provide coverage for issues like fraud, forgery, or undisclosed heirs that could affect the ownership of the property. However, it generally excludes certain matters like zoning issues or environmental hazards.