Why do you need health care insurance?

Health insurance is necessary because it will offset the costs of medical care should you get sick or injured. Medical care, even for a relatively minor issue, is very expensive and with insurance much of that cost is taken care of by your provider.

If you do not have insurance, then the taxpayers and other patients end up absorbing YOUR costs. At certain ages, you are less likely to get sick, but still, health insurance does provide preventive physicals, mammograms, colonoscopies, etc. that will help keep you healthy.