What is the purpose of the Dram Shop Act?

Dram Shop Act was created in order to force taverns (or those places serving alcholic beverages) to obtain Dram Shop Insurance. If one goes to a bar and ends up having an accident after drinking (off premises) then the victims will include in their MULTIPLE suit

• the tavern. Their end of the payout comes from their DSI premiums
• sort of like our Homeowners Insurance Policy.