You have to collect all you evidence of injury and damage and furnish it to the insurance company. Then you can demand an amount of money and go back and forth with the insurance company. You need to learn somehow what your case is worth so you do not settle cheaply. You need to make sure you follow all time limits that need to be met or you could lose your right to a settlement.
Accident victims can even represent themselves in court. but why would you . The analogy is operating on yourself if you have an injury. You just would not do it. Not all cases need a lawyer in my opinion. But if you have a serious injury you should consider a consultation with a lawyer
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