Who do you contact to receive retirement as a former employe?

Hopefully, you've kept copies of your pay records during your employment periods. You will have to visit the personnel officer of each company of employment. If you've met their criteria for retirement benefits, you'll be able to apply for retirement pay.

If you've paid into Social Security during your periods of employment and reached the retirement age of 65 years and add-on months, you should visit the nearest Social Security office in your area.

If your employer and you contributed into a retirement fund and you have reached retirement age, you may have to see that personnel officer, find a stock broker to begin retirement withdrawals, or contact the investment company yourself. I know that you will be required to begin minimum withdrawals from your IRAs at the age of 70 1/2 years.