In Georgia can your car be repossessed if you are behind in payments but have been making up the arrearages?

Yes. Once you have failed in the conditions of the loan agreement, the lending institution can forclose if that is the remedy described by the agreement.

The best option is to contact the lender directly to discuss available options.

Please be advised, Georgia does not require a lensder to send a "Right To Cure" notice before taking repossession action.