If there are two people on the deed and only one on the mortgage and the mortgage goes into foreclosure what happens?

If the mortgage goes into foreclosure, the lender can pursue the property for repayment, regardless of the deed's ownership. The person listed on the mortgage is legally responsible for the debt, so their credit will be affected. However, both individuals on the deed can lose their ownership rights to the property. Ultimately, the foreclosure process will result in the property being sold to satisfy the mortgage debt.