How many points can you have on your license before your insurance goes up?

All it takes is 1 really. Speeding tickets and At Fault accidents will couse your rate to rise for sure. Your driving history when reviewed will affect your increases if any. For example, if you've been violation free for 5 years and one day get a speeding ticket, the insurance company probably won't hike your rate at all if you've been with the the entire time.