Do you register a car before you insure it?

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1150271

2026-05-07 21:10

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No. In the states that require auto insurance, proof of insurance must be provided when you register the car. Some state insurers report insurance electronically to the DMV. Most states require proof of insurance at the time you register your vehicle in the form of an insurance card or endorsement form from your insurer. However, states have different requirements both for proof of insurance and also for liability limits. Your insurance liability limits may not allow you to drive legally in every other state.

As of June, 2010, New Hampshire and Virginia are the only states that don't have mandatory insurance laws. Virginia requires the uninsured motorist to pay a $500 fee at the time of registration and at every renewal date. If you get hit by a driver in those states you or your insurance company must pay for your damages and sue the uninsured driver.

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