Are you a licensed driver with insurance on the car you drive? Then you need to report the accident to your insurance company. You shouldn't have driven anyones car if you were not a licensed and insured driver on your own. Depending on "fault" they may try to go after the car you were in the accident with. Otherwise it may fall on your insurance to cover some or all of the cost. And of course, then your company will drop you and you will have to find high risk insurance for at least a year before you can get reasonable rates again. You need to find out the cost to repair the damage to your friend's car. If you honestly thought the car was insured and that you would never have driven the car otherwise, that may count for something, but if you caused the accident it could still go against you. If you feel a responsibility to help pay for the repairs, see if you can work something out with your friend (that is, if your insurance doesn't come through or you have none) Otherwise, all you can do is wait and see if you get served with papers naming you in a law suit. This is a good case for Judge Judy. I am not joking. Contact the production company and see what it takes to get on the show. If your friend agrees and you guys get on, I know the compensation for appearing will cover the repair costs regardless of the verdict.
Another View: It is the responsibility of the OWNER of the vehicle to maintain insurance on their vehicle. The individual holder of a drivers license is not required to be insured IF THEY THEMSELVES DO NOT OWN A VEHICLE. However, if you DO own your own vehicle and it is insured, the first contributor is entirely correct about notifying your insurance company. Because - if you were the driver of someone else's vehicle that turned out to be uninsured, you (as the driver) might very well be sued personally for damages and injuries occurring to both vehicles.
Copyright © 2026 eLLeNow.com All Rights Reserved.