What is covered under the building coverage of the building and personal property coverage form?

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2026-04-20 14:00

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The building coverage of the building and personal property coverage form typically includes the physical structure of the building itself, including its walls, roof, and floors, as well as any attached fixtures, machinery, and equipment essential to the building's operation. It may also cover personal property owned by the insured that is used in the business, such as furniture, inventory, and supplies. However, specific coverage details can vary based on the policy, so it's important to review the terms for exclusions or limitations.

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