What are the Problems faced by self help group?

main problem of shg's is basically the middlemen who help members of shg to take loans and take some percentage share due to which shg's get less amt but have to repay the actual amt which they had applied for,secondly if any shg has achieved it's goal then after that they don't know what to do to participate in the developmental process of the country;therefore according to me community health group should be formed which could be made on any criteria,which i think will enhance the capacity building of the group in perticular and country as a whole.