Why should people be careful using credit cards?

People should be careful using credit cards because it's easy to overspend and accumulate debt that can quickly spiral out of control due to high interest rates. Additionally, failure to make timely payments can lead to damage to one’s credit score, making it harder to secure loans or favorable interest rates in the future. Furthermore, credit cards are susceptible to fraud, and without proper monitoring, individuals may not realize their accounts have been compromised until significant damage is done.