How do you remove negative information from a credit report?

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1046380

2026-04-29 03:46

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Negative information cannot be removed from a credit report once it has been entered. The entries must remain on the report for the required length of time. Seven years for most defaults such as charge offs and some judgments; 10 years for all discharged or dismissed bankruptcies other than a dismissed "13" which is 7 years.

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