Why do banks charge borrowers a higher rate of interest than they pay their depositers?

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1157177

2026-04-03 15:20

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To pay the expenses of running the bank; salaries for the employees, advertising expenses, taxes and maintenance on the bank buildings, and everything else that costs money in the process of making the bank work as a business. If the bank has ATM systems, then the bank has to pay for those, and for the software upgrades, and for the computers and servers that the bank uses.

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