The insurance company will make you use your uninsured motorist coverage to pay for a person whose license has been revoked or who does not have insurance when they hit you, and even when it is totally their fault. Just pray the two of you don't have the same insurance company. IF the other person has coverage on their car; but their license is revoked, and you have the same insurance company, my experience is that you will be cheated out of everything that insurance company can cheat you out of. Mine even cheated me out of the car rental I had on my policy, when it was totally the fault of the driver with revoked license--told me I had only seven days of car rental to buy another car; when my policy had 30 days of car rental. This happened in Maryland, where the Insurance ADmin. protects the insurance company before the driver--this is my experience and opinion.
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