Who started the first health insurance company?

Health insurance began in the 1920's at Baylor Hospital in Dallas. It began as a nonprofit organization for poor people called "the Blues" and eventually developed into Blue Cross. Health insurance as we know it now developed from this concept but was offered by companies in the 40's who were trying to get around wage controls by offering "benefits". At this point the insurance companies were still all non profit, but that slowly began to change and by the early 80's a little over 10% were for profit. This scheme (for lack of a better Word) quickly escalated into the problems we have now as by the late 90's nearly 70% of insurance companies were for profit.