My husband and I both have group health insurance through our employers His policy is MUCH better than mine and I am a dependent on his policy as well Should I drop my policy from my employer?

Your example is quite common and a detailed look at the two policies may identify weakness in one that is stronger in another. Unless the better plan truly has everything you will need and offers 100% dental /drug/vision coverages, most plans only cover these benefits to a percentage or perhaps even a dollar amount. Your best coverage is obtained by retaining both plans and having them co-pay your coverage. That means that your husband's plan will pay the first portion of a benefit up to it's limit, then your plan pays the balance with him as the dependant. Same goes when you receive benefits (your plan first, his plan for balance). Co-pay is ideal for families as kids may need more benefit frequency or things like braces that may not be covered in full on either plan, which at least will reduce the amount you will have to pay.