What companies will write homeowners insurance if you have bad credit?

Several companies may still provide homeowners insurance to individuals with bad credit, including State Farm, Travelers, and Allstate, though terms may vary. Some niche or specialty insurers, such as Foremost and American Modern, are also known to offer coverage to high-risk clients. It's advisable to shop around and consider working with an independent insurance agent who can help find options tailored to your situation. Keep in mind that while you may find coverage, premiums could be higher due to the associated risk.