Yes a Auto Mechanic can repo your car in Texas. Just call a Repo company, they will give you a form to fill out called "Letter of Authorization". You send the "letter of Authorization" form to the repo company along with a signed work order that Mr. Customer should of signed when they dropped off the vehicle approving you to work on there vehicle. I use the old school basic work orders to check a customer/vehicle in and have them sign it. I also made my own "Letter of Promise" forms that I have them fill out if I agree to give them a credit line (which I try to avoid), just for extra measure. Thats all there is to it. Then if they write you a insufficient check, or agree to "pay you later ;);), and fail to follow through,, just send the paper work to the repo company with a check (usually cost $250-$400 depending on geographical area and location of vehicle),, a good repo company will have the vehicle the next day. Then you charge the customer for the repo fee and add yourself some administration fees, pain and suffering fees, mental anguish fees, dont think i'm rich just because I own a business fees...you get the idea..plus what they owed on the bill or bad check. Most important thing... make every customer sign a work order.
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