How much does business insurance cost?

The question is too broad to give a completely definitive answer. The factors include (1) the amount of coverage, (2) the type of business, (3) unusual risks, (4) classification of workman's compensation insurance, (5) credit history, (6) length of time in business and dozens of other factors. In effect, that is an insurance broker's job, to take your situation to market and bid it out among competing insurance companies. Wrapping the package into a BOP (an all inclusive policy) will cut down on costs. An agent's job is to understand your risk factors and put your limited insurance dollars in the right place. Each situation is individual.