Are there any reasons why a home insurance company will not cover you i.e no central heating and airconditioning?

There are plenty of reasons why an insurance company can decline to offer you coverage. Here are some common reasons why homeowners are declined coverage by standard insurance companies (i.e. GEICO, State Farm, Allstate).

# Home over 30 years old with no updates to the roof or heating system.

# Home located more than 5 miles to a fire department, or more than 1000 feet to a fire hydrant.

# Homes with certain types of animals and Dog Breeds.