Can you get money from a car wreck before the claim is final?

Not in most cases. Say for instance you were injured (soft tissue damage is a hard one) and you settled before they completely investigated or your insurance companies came to an understanding as to how you should be paid out; when you take money before the claim is final, then you are basically "null and voiding" it. In British Columbia Canada we have ICBC, and I was in a head-on collision with a friend (not her fault.) I had one year to fight my claim and had the option to either see a lawyer or deal with ICBC (who would cheat the heck out of you if they think they can get away with it.) If I had taken any money from ICBC then I couldn't see a lawyer and sue the person's insurance that hit us. Wait for the claim to finalize. Good luck Marcy