Long-term care policies typically exclude coverage for services related to self-inflicted injuries, substance abuse, and non-medical care, such as custodial care when it is not deemed necessary for medical reasons. They also generally do not cover care received outside of licensed facilities or care provided by unlicensed individuals. Conditions such as temporary illness or injury that are expected to resolve are usually not included as well.
Copyright © 2026 eLLeNow.com All Rights Reserved.