Why is there an immediate cooling effect on your fingers when you accidentally topple over a bottle of nail polish remover?

Part of it's the cold sweat you endure when you know your mom's going to ask why the whole house smells like nail polish remover and there's a huge white spot on the rug in your bedroom. Most of it's basic physics: a liquid absorbs heat energy from its surroundings when it evaporates. Nail polish remover evaporates quickly. If it landed on your skin, you'll feel cold.