What does ADF or ADT in a credit term mean?

ADF stands for "Additional Deposit Fee," while ADT stands for "Additional Deposit Term." In credit terms, these refer to extra charges or conditions related to the deposit required for securing a loan or credit line. ADF may indicate a fee for processing or maintaining the deposit, while ADT specifies the duration over which the deposit must be held. Both terms are important for understanding the total cost and terms associated with borrowing.