For a direct debit the amount can vary each time a bill is paid and the company requests the money from the bank of the person paying. It is used to pay bills such as gas, electricity etc. Can also be used to ensure that you pay at least the minimum on your credit card each month. A standing order is used to pay the same amount each month and the person paying it has to say it can be paid. I use it to transfer my kids allowance into their bank accounts. Can also be used to pay rent etc. Your bank will probably have leaflets about them if you ask.
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