How can you find out who has life insurance on you?

The only time someone can own life insurance on you without you knowing it is when you are considered a juvenile. This, of course, depends on the law in the particular state you live in.

Life insurance companies require you to sign the application form as long as you are considered an adult. Another person, usually a relative or business partner, can own the policy and can be the beneficiary of the policy but you need to answer the medical questions and sign the form.

You can therefore conclude that no person can legally own a policy on your life without your signature.