There is normally a certain amount that has to be in the account, and if it gets to less than that amount, the account will be closed Also, there are a certain minimum number of transactions (differs from bank to bank) that needs to be performed to ensure that your account stays in the active status. If say, you do not perform any transactions for 6 months or more, the bank may put your account in dormant or inactive status. You would have to visit the bank and prove that you are alive and healthy and ask them to reactivate your account. If the period is more than 12 months then the bank at their discretion based on the account opening rules, can close your account.
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