7 yrs.
Not sure when this was answered, but the answer appears to be inaccurate.
California Statutes of Limitation on Debt Collection:
Written agreements: 4 years, calculated from the date of breach.
Promissorynotes: 4 years
Open accounts [including credit cards]: 4 years
Oral agreements: 2 years.
The statute of limitation clock is stopped if the debtor makes a payment on the account after the expiration of the applicable limitations period. In some cases, the clock can also stop if you acknowledge ownership of a debt.
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