Can a payday loan file charges against you and lose your job?

Yes, payday lenders can take legal action against borrowers who default on their loans, potentially leading to court judgments. However, they cannot directly cause you to lose your job; that would typically require a legal process and is subject to employment laws. It's important to understand your rights and seek financial advice if you're struggling with debt. Additionally, employers generally cannot terminate employees solely based on a payday loan default.