What type of insurance should a mover have?

There are two types of insurance that a mover can have. The first option is called Full Value Protection and the second option is called Released Value. Under the Full Value Protection plan, the mover is liable for the replacement value of lost or damaged goods in their entire shipment. In the Released Value plan, the protection has a limit. Under this plan, the mover assumes liability for no more than 60 cents per pound an article. For example, if a 45 pound computer is damaged and has a value of $2000.00, then the client would only receive $27.00.