If the accident was not your fault and you want to get your car fixed at a later date who receives the check for car repair?

It dependsThe check will be made out to the lien holder and yourself or the repair shop and yourself, in some cases just to you but be sure that the leinholder will want the car repaired to keep its value, they will also write it directly to an accepted repair shop and they can hold the check until you get it fixed, If you own the car outright its all yours. You don't always have to get it fixed I once used an insurance check to pay off a vehicle and repaired the damage myself,I had to take it to the insurance company for photos afterward though.