Can you be arrested in the state of Tennessee for not paying a payday loan back?

In Tennessee, you cannot be arrested solely for failing to pay back a payday loan, as debt itself is not a criminal offense. However, if a lender takes legal action and you fail to respond to a court summons, a judge may issue a bench warrant for your arrest for contempt of court. It's important to communicate with lenders and seek legal advice if you're struggling with repayment.