When must you start withdrawing from your 401K?

You must start withdrawing from your 401(k) by April 1 of the year following the year you turn 72, known as the Required Minimum Distribution (RMD) age. If you still work for the employer that sponsors your 401(k) and don’t own more than 5% of the company, you may be able to delay withdrawals until you retire. It's important to plan for these withdrawals to avoid penalties and ensure compliance with tax regulations.