What is difference between health insurance deductible and out of pocket?

The deductible is how much you will pay before the plan starts helping you pay your medical bills. After you reach the deductible, most plans will pay a percentage of your bill and you pay the rest. This is called "co-insurance". Your out-of-pocketwill include the deductible and the coinsurance.

Plans set a maximum out-of-pocket amount, after which the plan pays for all of your covered medical bills.

The Affordable Care Act sets limits on deductibles and coinsurance, based upon your family income. You may qualify for help paying these in 2014.