Which insurance protects you if you are injured by a hit-and-run driver or a driver who has no way to Pecos?

Uninsured Motorist (UM) coverage protects you if you are injured by a hit-and-run driver or a driver who does not have insurance. This type of insurance helps cover medical expenses, lost wages, and other damages resulting from the accident. It's important to check your policy details, as coverage limits and requirements may vary by state.