If you only have liability and your car is totaled in an accident will your insurance pay for it?

Car insurance:liabiltityNo. Because liability only covers the damages to the other persons car in an accident.

"3. Property Damage Liability

This coverage pays for damage you (or someone driving the car with your permission) may cause to someone else's property. Usually, this means damage to someone else�s car, but it also includes damage to lamp posts, telephone poles, fences, buildings or other structures your car hit."

See the link below for more information on coverage.

AnswerNo. Liability takes care of the other driver and his vehicle only. AnswerNo. Unfortunately, liability only covers the OTHER guy's car. If you do not buy the "comprehensive and collision" coverage, YOUR car is only covered if the OTHER guy is At Fault. AnswerIn the UK there are three main types of car insurance: 1. third party; 2. third party fire and theft and 3. comprehensive. The first type will not pay for damage to your vehicle in any event; the second will pay if damage to your car is caused due to fire or theft and the third will pay in any event for damage to your vehicle.

If however damage is caused by the user of another vehicle you will be entitled to claim compensation from the other driver's motor insurance for your vehicle damage and if no insurance is in place form the Motor Insurers Bureau. See the related link entitled "car accident claim" to see how to show legal fault for your car accident.