Why does Jane refuse to accept his terms once she knows all of them?

Jane refuses to accept his terms because she realizes they compromise her values and autonomy. The conditions he sets may undermine her independence or impose limitations that she finds unacceptable. Furthermore, she understands that accepting such terms would diminish her self-respect and agency, leading her to prioritize her principles over the relationship. Ultimately, Jane chooses to reject a situation that doesn't align with her sense of self-worth.