Not always, but on occasions I have had to strip completely, like when I applied for life insurance, because of my medical history, she did have me strip off, it was a bit nerve racking standing in front of my lady doctor, completely naked, she was very professional, even when I got a boner, my exam took nearly an hour and a half, with me nude most of the time, still at least I have life cover now, and if anything happens to me, my brother will get everything, and I'm organ donor too.
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