Why choose credit instead of in addition to debit?

Choosing credit instead of, or in addition to, debit can offer several advantages. Credit cards often provide rewards, cash back, and benefits like Travel Insurance or extended warranties, which can enhance purchasing power. Additionally, using credit responsibly can help build a positive credit history, improving future borrowing potential. Moreover, credit cards typically offer better fraud protection compared to debit cards, safeguarding your funds in case of unauthorized transactions.