To garnish someone's wages, a creditor must first obtain a court judgment against the debtor, proving that the debt is valid. Once the judgment is secured, the creditor can file a wage garnishment order with the court, which then notifies the debtor's employer to withhold a portion of the debtor's earnings. The employer is required to send the specified amount directly to the creditor until the debt is paid off or the garnishment is lifted. It's important to follow legal procedures and limits, as there are regulations governing how much can be garnished based on the debtor's income and local laws.
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