Can you get approved for a 130000 house with a 623 credit score and 30000 annual income?

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1185216

2026-04-08 06:35

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Probably not. It may be possible if you qualify for any FHA loan. Your credit score isn't horrible, but your income is very low. You would have to have a very large down payment to offset the cost of the house. The bank needs to know that you'll be able to make your payments.

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