Can you include your home mortgage in a chapter 7 bankruptcy and still own it and pay the mortgage?

Yes, you can include your home mortgage in a Chapter 7 bankruptcy, but doing so does not eliminate your obligation to pay the mortgage. If you want to keep your home, you must continue making mortgage payments. Chapter 7 bankruptcy can discharge unsecured debts, but secured debts like mortgages remain intact unless you choose to surrender the property. It's important to understand the implications and seek legal advice if considering this option.