Why does carnegie believe that the millionaire is the trustee for the poor and that direct charity is evil?

Carnegie believed that millionaires had a responsibility to uplift society by creating opportunities for the poor through their businesses and philanthropic endeavors. He argued that direct charity could create dependency and undermine self-reliance, whereas promoting education and infrastructure development could lead to lasting improvements in society. Carnegie believed that a more strategic approach to philanthropy could have a greater impact on societal progress.