How much will a pawn shop pay for a diamond necklace?

It depends on the quality and size of the diamonds and the grade of the metal, but usually it is a fraction of what you probably paid, for example a pair of earrings that retails for $3,300.00 may get you a loan of $250.00 at a pawn shop.

They will usually pay you 10% of the spot gold market price for the day, reduced by the grade of the gold. As well, it will depend on the quality and size of the diamonds.

Check your local free classifieds to see if anything like your jewelry is for sale.

Sometimes if the item is what the pawn shop wants at that time, they are willing to pay you a little more. They may have a buyer who is looking for that particular item, so they will pay you more for it.