Is there any websites where you make a character and chat?

Ok this might not really answer your question but it helps, sorta.

This one is made for Gaia Characters. -.-;;

http://www.tektek.org/dream/dream.php

This one is a anime character

http://www.newgrounds.com/portal/view/466127

This is a great anime character c\reator! I use it all the time, but its mainly for female characters.

http://crysa.deviantart.com/art/Create-A-Character-Female-V-134120923

wanna see one of my cool anime go here!

http://fc03.deviantart.net/fs46/f/2009/232/a/0/Create_A_Character___Female_V_by_Crysa.swf