What is the average settlement for shoulder injury This was caused in auto accident in which the other driver was at fault?

56 year old male injured in high speed car accident in Texas other driver At Fault transported to hospital injected with morphine suffered severe shoulder separation 111 ac joint damaged bone chipped off acromonium ihave been out of work now for 2 months orthopedic surgeon recommends surgery no insurance hospital responded no mri no surgery unless I pay lawyer suggests it would be hard to recover lost wages I am journeyman commercial plumber wages lost are substantial company refuses to allow return to work with out docters release doctor recommends surgery I have no insurance is it typically hard to recover lost wages in acase such as mine in texas iam not familiar with laws beginning to doubt lawyer please advise