What insurance cover fertility treatments?

Standard health insurance typically does not cover fertility treatments. 17 states mandate coverage, for companies employing more than 50 employees. If you work for one of these companies, you will have coverage. If not, you have to be creative. Here are some options - * Rebate programs will return a portion of your fertility costs if the procedure does not work. * Fertility financing allows you to borrow money to pay for the procedures over time, with interest * The IRS will subsidize a portion of the cost through tax savings. These expenses are deductible. You will get the biggest tax break by using your flexible spending account at work. * Supplemental insurance covers normal labor and delivery provided you enroll preconception. Your benefit may greatly exceed your premium helping to offset the fertility cost and mom's lost income.